Shop Now Pay Later
Klarna
Are there requirements to use Klarna?
Yes, you’ll need:
- A US-issued debit or credit card
- To be 18+ years old
- A US billing address
- An SMS-capable phone number
How do I sign up?
If your basket is eligible for 4 interest-free payments with Klarna on patrickta.com, the option will be presented at checkout. After confirming your phone number, you’ll be sent an SMS message to confirm your identity. You’ll then set up your payment method with Klarna and accept the terms of your payment plan.
Which payment methods are accepted?
Klarna currently accepts all major debit and credit cards (i.e., Mastercard, Visa, AMEX, Discover). Please note, prepaid cards are not accepted.
Where can I use Klarna?
Klarna is currently unavailable for shoppers residing in New Mexico and Hawaii. Klarna is not available in US Territories (excluding Puerto Rico) or for customers with APO/FPO/DPO addresses.
What happens if I don't pay for my order?
Klarna will automatically attempt to collect payment for your purchase from the card that you entered at checkout. You can find out when your payments will be collected in the email that you received at the time of purchase or by logging into your Klarna account. If you need extra time to make a payment, simply log into the Klarna app, go to the “Purchases” page, and select “Payment Options,” then “Extend due date.” If the automatic payment fails, Klarna will try again after seven days. If this payment also fails, Klarna will make another attempt after a further seven days (14 days after the date of the first attempt). Your credit score will not be impacted by using Klarna’s Pay in Four product even if you have failed to pay on time.
Are there late fees?
A late fee of up to $7 may be charged if an automatic payment cannot be collected. Please see TERMS for full details.
Where can I learn more about Klarna?
See Klarna's customer service page HERE.
Afterpay
What is AfterPay?
AfterPay is a shopping service (and app) that allows you to make a purchase today and pay for it later with four equal installments, every two weeks, interest-free. It's available on all orders $35 and above. It is only available in the United States.
How do I make a purchase using AfterPay?
Shop for your favorites on meritbeauty.com and proceed to checkout. At checkout simply choose AfterPay as your payment method. You'll be taken to Afterpay.com to create an account and finalize your purchase. Note: Orders must be between $35 and $1,000 in order to be eligible for AfterPay.
What happens if I miss an AfterPay payment?
If there are insufficient funds in your account and a payment is missed, you may be subject to late fees. You can view the AfterPay payment agreement HERE.